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How it works

From your bill to the plan that costs you least

Plans advertise one price, measured at exactly 1,000 kWh a month. Your home uses a different amount every month. So we price every plan on your real 12 months, and rank them by what you’d actually pay.

Every number on this page is real arithmetic on one Carrollton home’s year (Nov 2025 to Oct 2026, 11,470 kWh) and example plans of each kind.

1Step 1 of 4

We read your usage

Upload a bill PDF, a photo of one, or a screenshot of the usage chart in your utility’s app. We pull out how many kWh your home used in each of the last 12 months.

  • Numbers printed on the bill are copied exactly.
  • Months shown only as bars are measured against the printed ones and marked ≈, for you to check.
  • You can fix any month, or type all 12 yourself. Your file is read, then deleted.
  • Nov600 kWh, estimated from the chart
  • Dec440 kWh, estimated from the chart
  • Jan430 kWh, estimated from the chart
  • Feb600 kWh, estimated from the chart
  • Mar480 kWh, estimated from the chart
  • Apr500 kWh, estimated from the chart
  • May600 kWh, estimated from the chart
  • Jun870 kWh, estimated from the chart
  • Jul1,450 kWh, estimated from the chart
  • Aug1,850 kWh, estimated from the chart
  • Sep1,900 kWh, printed on the bill
  • Oct1,750 kWh, printed on the bill
Printed on the bill: copied exactly≈ Read from the chart: you check it
2Step 2 of 4

We build 12 bills for every plan

Every plan’s Electricity Facts Label spells out how it charges: an energy rate, sometimes a monthly base charge, sometimes a credit or a fee that depends on how much you use. We apply those rules to each of your months and add your utility’s delivery charge (Oncor, for this Carrollton home), which is the same on every plan.

That’s why an advertised price can mislead. This plan advertises 6.9¢, but in a 430 kWh month it misses its $125 credit and costs 19.9¢ per kWh. In a 1,900 kWh month it earns the credit and costs 12.6¢.

One plan, two months · a bill-credit plan advertised at 6.9¢

Jan 2026430 kWh

Energy430 kWh × 12.127¢
$52.15
Bill creditneeds 1,000 kWh
—
Oncor delivery$4.06 + 430 × 6.8673¢
$33.59
Bill
$85.74

19.9¢ per kWh this month

Sep 20261,900 kWh

Energy1,900 kWh × 12.127¢
$230.41
Bill credit1,000+ kWh: earned
−$125.00
Oncor delivery$4.06 + 1,900 × 6.8673¢
$134.54
Bill
$239.95

12.6¢ per kWh this month

All twelve bills · $1,727 for the year, 4 with the credit

  • Nov$118
  • Dec$88
  • Jan$86
  • Feb$118
  • Mar$95
  • Apr$99
  • May$118
  • Jun$169
  • Jul$154
  • Aug$230
  • Sep$240
  • Oct$211
3Step 3 of 4

We rank every plan by what your year costs

Add up the 12 bills and you have what a plan would cost your home for a year. We do that for every plan we track and sort by the total, cheapest first.

  • The advertised price plays no part in the order.
  • Neither does money: no provider pays us.
  • Open any plan on your results to see all 12 of its bills, line by line.

On this home, the plan with the lowest advertised price comes #148 of 483.

  1. #1 Flat rate + base charge · 3 mo$1,163

    Advertised 10.1¢ · on this home 10.1¢

  2. #2 Flat rate · 3 mo$1,166

    Advertised 10.1¢ · on this home 10.2¢

  3. #3 Flat rate · 3 mo$1,166

    Advertised 10.1¢ · on this home 10.2¢

  4. #4 Flat rate · 3 mo$1,166

    Advertised 10.1¢ · on this home 10.2¢

  5. #5 Flat rate + base charge · 3 mo$1,175

    Advertised 10.2¢ · on this home 10.2¢

  6. ··· 142 more plans ···
  7. #148 Bill credit · 3 moLowest advertised price$1,647

    Advertised 6.2¢ · on this home 14.4¢

4Step 4 of 4

We check the timing

When a contract ends matters almost as much as its price. A contract that ends between June and September puts you back in the market when prices peak, so we flag it.

  • Still under contract? We compare switching now, cancellation fee included, with waiting until it ends.
  • We can email you 45 days before your contract ends, so you never roll onto a pricier month-to-month rate.
A 12-month plan starting Nov 2026: Ends Nov 2027 · good timingA 9-month plan starting Nov 2026: Ends Aug 2027 · mid-summerJune to September, when prices peak

What the estimates leave out

  • Taxes and small fees

    Sales tax and a few charges that aren’t on the Electricity Facts Label are left out, so real bills run a little higher, for every plan alike.

  • Plans we list but don't rank

    “Free nights” and other time-of-use plans need hourly usage to price, and a variable rate can change every month. Both are listed with a “Not ranked” badge, so you see the whole market without a guess in the order.

  • Unverified plans

    A plan we haven’t checked against its Electricity Facts Label yet is marked Unverified, and its price is an estimate.

Ranked by your cost, nothing else. No provider pays us, so nothing but your cost decides the order.

See it with your own bill

About a minute, no account, and we never sell your data.