Pricing every plan…
Pricing every plan…
Texas plans advertise one number, measured at exactly 1,000 kWh in a month. Real homes use 400 kWh in March and 1,800 in August, and bill credits, base charges and tiered rates all react to that swing. Which plans you can buy, and what delivery costs, depends on the utility that owns the wires where you live. Your ZIP code tells us which one.
Price every plan on your own 12 months
The tables below use three typical homes. Your home isn’t typical. Drop in a bill from your Texas address, or type your 12 monthly kWh, and we’ll rank every plan by what you’d actually pay.
The cheapest plan of 12 months or longer for a small home (about 500 kWh a month), a typical one (1,000 kWh) and a large one (2,000 kWh), priced on a year with a real summer peak, delivery included. The cheapest plan is usually a different one for each size, which is the point.
| Area | Apartment or small home500 kWh a month | Typical home1,000 kWh a month | Large home2,000 kWh a month |
|---|---|---|---|
| Dallas–Fort Worth Oncor | $717 No Bull 12 · 12.0¢ | $1,445 True Value 12 · 12.0¢ | $2,842 True Value 12 · 11.8¢ |
| Houston CenterPoint Energy | $710 Octo Simple 12 · 11.8¢ | $1,421 Octo Simple 12 · 11.8¢ | $2,783 True Value 12 · 11.6¢ |
| Corpus Christi, Laredo and the Rio Grande Valley AEP Texas Central | $653 No Bull 12 · 10.9¢ | $1,326 No Bull 12 · 11.0¢ | $2,633 True Value 12 · 11.0¢ |
| Abilene and San Angelo AEP Texas North | $665 No Bull 12 · 11.1¢ | $1,344 TrueClassic 12 · 11.2¢ | $2,649 TrueClassic 12 · 11.0¢ |
| League City, Texas City and other TNMP towns TNMP | $740 Speedy 12 · 12.3¢ | $1,389 Speedy 12 · 11.6¢ | $2,688 Speedy 12 · 11.2¢ |
| Lubbock Lubbock Power & Light | $727 True Value 12 · 12.1¢ | $1,424 True Value 12 · 11.9¢ | $2,818 True Value 12 · 11.7¢ |
Estimates as of November 2026. Contracts shorter than a year are ranked apart on each area’s pages: they can undercut these, but end before the year does. Taxes left out.
Oncor delivery area · 483 plans from 47 providers
For a typical home using about 1,000 kWh a month, the cheapest plan that holds its price all year is True Value 12 from True Power, at about $1,445 a year (12.0¢ per kWh, all-in). The plan with the lowest advertised price would cost that home $383 more.
Estimates, as of November 2026. We simulate 12 monthly bills for each of the 483 plans we track from 47 providers, using each plan’s Electricity Facts Label and Oncor’s published delivery charges, on the three usage profiles above. Taxes and fees that aren’t on the EFL are left out, so real bills run a little higher for every plan alike. Listed but not ranked: 35 time-of-use plans ("free nights" and the like), priced by the time of day or week, which a monthly bill doesn't show; and 30 variable-rate plans, with a price that can change every month, so a year ahead can't be priced from today's rate. They’re on Plans we track with their labels. Prices change; check the EFL before enrolling.
CenterPoint Energy delivery area · 276 plans from 41 providers
For a typical home using about 1,000 kWh a month, the cheapest plan that holds its price all year is Octo Simple 12 from Octopus Energy, at about $1,421 a year (11.8¢ per kWh, all-in). The plan with the lowest advertised price would cost that home $409 more.
Estimates, as of November 2026. We simulate 12 monthly bills for each of the 276 plans we track from 41 providers, using each plan’s Electricity Facts Label and CenterPoint Energy’s published delivery charges, on the three usage profiles above. Taxes and fees that aren’t on the EFL are left out, so real bills run a little higher for every plan alike. Listed but not ranked: 26 time-of-use plans ("free nights" and the like), priced by the time of day or week, which a monthly bill doesn't show; and 15 variable-rate plans, with a price that can change every month, so a year ahead can't be priced from today's rate. They’re on Plans we track with their labels. Prices change; check the EFL before enrolling.
AEP Texas Central delivery area · 263 plans from 40 providers
For a typical home using about 1,000 kWh a month, the cheapest plan that holds its price all year is No Bull 12 from Energy Texas, at about $1,326 a year (11.0¢ per kWh, all-in). The plan with the lowest advertised price would cost that home $394 more.
Full tables for Corpus Christi
Estimates, as of November 2026. We simulate 12 monthly bills for each of the 263 plans we track from 40 providers, using each plan’s Electricity Facts Label and AEP Texas Central’s published delivery charges, on the three usage profiles above. Taxes and fees that aren’t on the EFL are left out, so real bills run a little higher for every plan alike. Listed but not ranked: 26 time-of-use plans ("free nights" and the like), priced by the time of day or week, which a monthly bill doesn't show; and 13 variable-rate plans, with a price that can change every month, so a year ahead can't be priced from today's rate. They’re on Plans we track with their labels. Prices change; check the EFL before enrolling.
AEP Texas North delivery area · 268 plans from 41 providers
For a typical home using about 1,000 kWh a month, the cheapest plan that holds its price all year is TrueClassic 12 from AP Gas & Electric, at about $1,344 a year (11.2¢ per kWh, all-in). The plan with the lowest advertised price would cost that home $388 more.
Estimates, as of November 2026. We simulate 12 monthly bills for each of the 268 plans we track from 41 providers, using each plan’s Electricity Facts Label and AEP Texas North’s published delivery charges, on the three usage profiles above. Taxes and fees that aren’t on the EFL are left out, so real bills run a little higher for every plan alike. Listed but not ranked: 25 time-of-use plans ("free nights" and the like), priced by the time of day or week, which a monthly bill doesn't show; and 13 variable-rate plans, with a price that can change every month, so a year ahead can't be priced from today's rate. They’re on Plans we track with their labels. Prices change; check the EFL before enrolling.
TNMP delivery area · 265 plans from 40 providers
For a typical home using about 1,000 kWh a month, the cheapest plan that holds its price all year is Speedy 12 from Express Energy, at about $1,389 a year (11.6¢ per kWh, all-in). The plan with the lowest advertised price would cost that home $679 more.
Estimates, as of November 2026. We simulate 12 monthly bills for each of the 265 plans we track from 40 providers, using each plan’s Electricity Facts Label and TNMP’s published delivery charges, on the three usage profiles above. Taxes and fees that aren’t on the EFL are left out, so real bills run a little higher for every plan alike. Listed but not ranked: 26 time-of-use plans ("free nights" and the like), priced by the time of day or week, which a monthly bill doesn't show; and 13 variable-rate plans, with a price that can change every month, so a year ahead can't be priced from today's rate. They’re on Plans we track with their labels. Prices change; check the EFL before enrolling.
Lubbock Power & Light delivery area · 148 plans from 25 providers
For a typical home using about 1,000 kWh a month, the cheapest plan that holds its price all year is True Value 12 from True Power, at about $1,424 a year (11.9¢ per kWh, all-in). The plan with the lowest advertised price would cost that home $355 more.
Estimates, as of November 2026. We simulate 12 monthly bills for each of the 148 plans we track from 25 providers, using each plan’s Electricity Facts Label and Lubbock Power & Light’s published delivery charges, on the three usage profiles above. Taxes and fees that aren’t on the EFL are left out, so real bills run a little higher for every plan alike. Listed but not ranked: 17 time-of-use plans ("free nights" and the like), priced by the time of day or week, which a monthly bill doesn't show; and 4 variable-rate plans, with a price that can change every month, so a year ahead can't be priced from today's rate. They’re on Plans we track with their labels. Prices change; check the EFL before enrolling.
Austin, San Antonio, El Paso and the cities with their own utility or a co-op buy from that one company. There are no plans to compare there; each page says why, and where the nearest choice is.
It depends on where you live, because each delivery area has its own plans and its own delivery charge. For a typical home using about 1,000 kWh a month, the cheapest plan of 12 months or longer as of November 2026: Dallas–Fort Worth: True Value 12 from True Power, about $1,445 a year; Houston: Octo Simple 12 from Octopus Energy, about $1,421 a year; Corpus Christi, Laredo and the Rio Grande Valley: No Bull 12 from Energy Texas, about $1,326 a year; Abilene and San Angelo: TrueClassic 12 from AP Gas & Electric, about $1,344 a year; League City, Texas City and other TNMP towns: Speedy 12 from Express Energy, about $1,389 a year; Lubbock: True Value 12 from True Power, about $1,424 a year. Those are estimates on a year with a real summer peak, delivery included. The order changes with how much you use and when, so price the plans on your own 12 months before choosing.
Judge a rate all-in, on a year of your own usage, not by the advertised price at 1,000 kWh. On the 1,703 plans we track, the cheapest full-year plan for a typical home works out to between 11.0¢ and 12.0¢ per kWh depending on the delivery area, with delivery charges included. Small homes pay more per kWh, because the fixed monthly charges are spread over fewer kWh; large homes a little less. An advertised price well below those numbers almost always depends on a bill credit or a tier that a real year doesn't fully earn.
Usually the plan, not the weather. The most common cause is a fixed-rate contract that expired, which moves you to the provider's month-to-month holdover rate, often well above what new customers pay. Next come bill-credit plans that advertise a low price at exactly 1,000 kWh and bill the full rate in every month under it, tiered plans and minimum-usage fees, and delivery charges that change a few times a year on every plan alike. Summer usage is two to three times spring usage in most Texas homes, so July to September bills are higher on any plan. Our guide walks through each cause and the line on the bill that gives it away.
No. About 85% of Texans can, according to ERCOT. Choice exists where one of six delivery utilities owns the wires: Oncor (Dallas–Fort Worth and much of North and West Texas), CenterPoint (Houston), AEP Texas Central (Corpus Christi, Laredo and the Rio Grande Valley), AEP Texas North (Abilene and San Angelo), TNMP (Texas City, League City and other scattered towns) and Lubbock Power & Light, which joined in 2024. Austin, San Antonio and El Paso, the cities with their own municipal utility (Denton, Garland, Georgetown, New Braunfels and others), the electric co-ops (apart from Nueces), and the parts of East and West Texas served by Entergy, SWEPCO and Xcel buy from that one utility and can't switch. Your ZIP code on the home page tells you which you are; your bill names the delivery company.
Inside the last 14 days of your current contract, when Texas rules say no early termination fee can be charged, and by preference in spring or autumn: comparison sites disagree about which months carry the lowest offers, but a 12-month plan signed in August ends at the next August peak, and one signed in October ends in a calm month. If a much cheaper plan appears mid-contract, compare the saving over the months left against the fee rather than waiting on principle; we do that arithmetic when you give us your end date and fee.
By what each plan would cost over 12 months on the usage you give us, nothing else. We simulate 12 monthly bills for every plan sold in your delivery area from the numbers on its Electricity Facts Label (energy charge, tiers, base charge, credits) plus your utility's current delivery charges, add them up, and sort. Plans of 12 months or longer are ranked first, because they hold that price all year; shorter contracts are shown apart. No provider pays us, so nothing but your cost decides the order.