Pricing every plan…
Pricing every plan…
Irving, including Las Colinas, is in Dallas County and served by Oncor, so homes and apartments there choose their own retail provider.
For a typical Irving home using about 1,000 kWh a month, the cheapest plan that holds its price all year is True Value 12 from True Power, at about $1,445 for the year (12.0¢ per kWh all-in). The plan with the lowest advertised price, SimpleSaver 12, would cost the same home $383 more.
Price every plan on your own 12 months
The tables below use three typical homes. Your home isn’t typical. Drop in a bill from your Irving address, or type your 12 monthly kWh, and we’ll rank every plan by what you’d actually pay.
Plans advertise a price at exactly 1,000 kWh a month. A Irving home uses far less than that in spring and far more in August, so we price each plan month by month on a year with a real summer peak, for a small, a typical and a large home.
About 500 kWh a month: a one- or two-bedroom apartment, or a small house with gas heat. 6,001 kWh over the year, with a Irving summer peak.
| Plan | Term | Advertised at 500 kWh | Real price | Per year |
|---|---|---|---|---|
 No Bull 12 Energy Texas | 12 mo | 12.0¢ | 12.0¢ | $717 lowest |
 Digital Choice 12 Rhythm | 12 mo | 12.0¢ | 12.0¢ | $717 +$0 |
 Octo Simple 12 Octopus Energy | 12 mo | 12.0¢ | 12.0¢ | $720 +$2 |
The cheapest-looking plan loses here. SimpleSaver 12 advertises 6.9¢ at 1,000 kWh, the lowest of any plan, but this home would pay 19.8¢ per kWh on it: $471 more over the year than No Bull 12. It ranks #315 of 388.
Contracts under a year are ranked apart. Plans of 12 months or longer are ranked above, because they hold their price for the whole year. The cheapest shorter contract, Companion Pro + Perks 3 (3 months), would cost about $633 if its price held for 12 months, which it doesn’t promise to: $84 less than No Bull 12, and then a new price at the 3-month mark.
About 1,000 kWh a month, the level every plan advertises its price at. 12,000 kWh over the year, with a Irving summer peak.
| Plan | Term | Advertised at 1,000 kWh | Real price | Per year |
|---|---|---|---|---|
 True Value 12 True Power | 12 mo | 12.0¢ | 12.0¢ | $1,445 lowest |
No Bull 12 Energy Texas | 12 mo | 12.0¢ | 12.0¢ | $1,446 +$1 |
Digital Choice 12 Rhythm | 12 mo | 12.0¢ | 12.0¢ | $1,446 +$1 |
The cheapest-looking plan loses here. SimpleSaver 12 advertises 6.9¢ at 1,000 kWh, the lowest of any plan, but this home would pay 15.2¢ per kWh on it: $383 more over the year than True Value 12. It ranks #149 of 388.
Contracts under a year are ranked apart. Plans of 12 months or longer are ranked above, because they hold their price for the whole year. The cheapest shorter contract, SmartGreen 3 (3 months), would cost about $1,212 if its price held for 12 months, which it doesn’t promise to: $233 less than True Value 12, and then a new price at the 3-month mark.
About 2,000 kWh a month: a big house, a pool pump, or electric heat. 23,999 kWh over the year, with a Irving summer peak.
| Plan | Term | Advertised at 2,000 kWh | Real price | Per year |
|---|---|---|---|---|
True Value 12 True Power | 12 mo | 11.8¢ | 11.8¢ | $2,842 lowest |
 Speedy 12 Express Energy | 12 mo | 11.9¢ | 11.9¢ | $2,856 +$14 |
 Basic 12 Veteran Energy | 12 mo | 11.9¢ | 11.9¢ | $2,856 +$14 |
The cheapest-looking plan loses here. SimpleSaver 12 advertises 6.9¢ at 1,000 kWh, the lowest of any plan, but this home would pay 14.0¢ per kWh on it: $516 more over the year than True Value 12. It ranks #87 of 388.
Contracts under a year are ranked apart. Plans of 12 months or longer are ranked above, because they hold their price for the whole year. The cheapest shorter contract, SmartGreen 3 (3 months), would cost about $2,315 if its price held for 12 months, which it doesn’t promise to: $526 less than True Value 12, and then a new price at the 3-month mark.
Estimates, as of November 2026. We simulate 12 monthly bills for each of the 483 plans we track from 47 providers, using each plan’s Electricity Facts Label and Oncor’s published delivery charges, on the three usage profiles above. Taxes and fees that aren’t on the EFL are left out, so real bills run a little higher for every plan alike. Listed but not ranked: 35 time-of-use plans ("free nights" and the like), priced by the time of day or week, which a monthly bill doesn't show; and 30 variable-rate plans, with a price that can change every month, so a year ahead can't be priced from today's rate. They’re on Plans we track with their labels. Prices change; check the EFL before enrolling.
A good rate is an all-in price on a year of your own usage. On the plans we track this month, the lowest all-in price is about 12.0¢ per kWh for a small Irving home, 12.0¢ for a typical one and 11.8¢ for a large one. Smaller homes pay more per kWh because Oncor’s fixed monthly charge, and any base charge, is spread over fewer kWh. An advertised price below those numbers usually depends on a bill credit or a tier that a real year doesn’t fully earn.
Every home in Irving pays Oncor the same delivery charge, whichever retail provider sells the electricity: $4.06 a month plus 6.8673¢ per kWh (rates effective September 1, 2026). That’s about $38.40 in a 500 kWh month, $72.73 at 1,000 kWh and $141.41 at 2,000 kWh.Oncor’s charges change a few times a year; the prices on this page include the current ones.
Oncor: delivery charges, area and rates · How Oncor’s delivery charges work
Irving is in Dallas County. ZIP codes 75038, 75039, 75060, 75061, 75062 and 75063. If the delivery company on your bill isn’t Oncor, that address is served by a co-op or city utility and can’t choose a retail provider.
For a typical home using about 1,000 kWh a month, the cheapest plan of 12 months or longer we track as of November 2026 is True Value 12 from True Power: about $1,445 for a year, or 12.0¢ per kWh with Oncor delivery included. The plan with the lowest advertised price, SimpleSaver 12 at 6.9¢, costs about $383 more over the year once it's priced on real monthly usage. The order changes with how much you use, so price the plans on your own 12 months before choosing.
Judge a rate all-in, on a year of your own usage, not by the advertised price. On the plans we track, the cheapest all-in price is about 12.0¢ per kWh for a small home (500 kWh a month), 12.0¢ for a typical home (1,000 kWh) and 11.8¢ for a large one (2,000 kWh). Small homes pay more per kWh because Oncor's monthly charge and any base charge are spread over fewer kWh.
Oncor. It owns the poles, wires and meters, restores power after outages, and charges every home the same delivery rate no matter which retail provider you choose: $4.06 a month plus 6.8673¢ per kWh (rates effective September 1, 2026), about $72.73 in a 1,000 kWh month. Your retail provider collects it on Oncor's behalf.
Comparison sites put the average Texas home somewhere between about 900 and 1,200 kWh a month, but the average hides the swing: summer months often run two to three times winter ones. Our typical-home profile uses 12,000 kWh over a year, from 450 kWh in its lowest month to 1,988 kWh in its highest. That swing is what decides whether a bill-credit or tiered plan pays off.
Yes, in two cases. Texas rules let you switch in the last 14 days of a fixed-term contract without an early termination fee, and your provider has to send you a notice before the contract ends. You also owe no fee if you're moving out and give the provider proof of your move. Otherwise the fee is on the plan's Electricity Facts Label; tell WattaWatt your contract end date and fee, and it works out whether switching now or waiting costs less.
Because a monthly bill can't price one. Listed but not ranked: 35 time-of-use plans ("free nights" and the like), priced by the time of day or week, which a monthly bill doesn't show; and 30 variable-rate plans, with a price that can change every month, so a year ahead can't be priced from today's rate. They are on our plans page with their labels, marked "Not ranked", so you can see the whole market; we'd rather not rank them than rank them wrong. A free-nights plan charges more in the daytime, and delivery charges apply to every kWh, free hours included, so for most homes it costs more than a plain fixed-rate plan unless well over half of their use falls in the free hours. Smart Meter Texas shows your own 15-minute usage if you want to check your split.