PTC 3 Month - Postpaid
3 months · Flat rate
- Pricing
- 3.9¢/kWh energy · No base charge
- Advertised
- 11.6¢ at 500 kWh · 11.2¢ at 1,000 kWh · 11.0¢ at 2,000 kWh
- Cancellation fee
- $99
Pricing every plan…
Payless Power sells 29 fixed-rate plans we can price, in 5 parts of the Texas choice market, with contracts of 3 to 36 months. None of them use a bill credit, so their advertised prices hold up better over a year than a bill-credit plan’s would. Delivery charges and any base charge still move the real price, so every table below prices month by month. 10 of its plans are prepaid.
Payless Power doesn’t pay WattaWatt anything. We price its plans the same way as every other provider’s, from the Electricity Facts Label.
Price Payless Power's plans on your own 12 months
The tables below use three typical homes. Drop in a bill or type your 12 monthly kWh, and we’ll rank every Payless Power plan against every other plan sold where you live, by what you’d actually pay.
For each part of Texas Payless Power sells in, its cheapest plan for a small, a typical and a large home, priced month by month on a year with a real summer peak, and where that plan lands among every 12-month-or-longer plan we track there. Contracts shorter than a year are priced too, but ranked apart: they end mid-year, often at the summer peak, and nothing says what the next months cost.
Oncor delivery area · 9 Payless Power plans among the 483 we rank here · delivery $4.06 a month plus 6.8673¢ per kWh, included.
| Home | Cheapest Payless Power plan | Real price | Per year | Rank |
|---|---|---|---|---|
Apartment or small home 500 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 15.4¢ | 15.4¢ | $923 | #124 of 388 +$205 vs Energy Texas |
Typical home 1,000 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 15.0¢ | 15.0¢ | $1,797 | #131 of 388 +$352 vs True Power |
Large home 2,000 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 14.8¢ | 14.8¢ | $3,545 | #153 of 388 +$703 vs True Power |
Short contracts, ranked apart. Payless Power’s cheapest contract under a year here is PTC 3 Month - Postpaid (3 months), about $1,341 for a typical home if its price held for 12 months, which it doesn’t promise to.
Every plan in Dallas–Fort Worth, ranked · What counts as a good rate
CenterPoint Energy delivery area · 5 Payless Power plans among the 276 we rank here · delivery $4.90 a month plus 6.5333¢ per kWh, included.
| Home | Cheapest Payless Power plan | Real price | Per year | Rank |
|---|---|---|---|---|
Apartment or small home 500 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 15.2¢ | 15.2¢ | $913 | #73 of 218 +$203 vs Octopus Energy |
Typical home 1,000 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 14.7¢ | 14.7¢ | $1,767 | #76 of 218 +$346 vs Octopus Energy |
Large home 2,000 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 14.5¢ | 14.5¢ | $3,475 | #101 of 218 +$691 vs True Power |
Short contracts, ranked apart. Payless Power’s cheapest contract under a year here is PTC 3 Month - Postpaid (3 months), about $1,335 for a typical home if its price held for 12 months, which it doesn’t promise to.
AEP Texas Central delivery area · 5 Payless Power plans among the 263 we rank here · delivery $3.24 a month plus 5.6898¢ per kWh, included.
| Home | Cheapest Payless Power plan | Real price | Per year | Rank |
|---|---|---|---|---|
Apartment or small home 500 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 14.2¢ | 14.2¢ | $854 | #67 of 205 +$202 vs Energy Texas |
Typical home 1,000 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 13.9¢ | 13.9¢ | $1,670 | #72 of 205 +$344 vs Energy Texas |
Large home 2,000 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 13.8¢ | 13.8¢ | $3,300 | #83 of 205 +$667 vs True Power |
Short contracts, ranked apart. Payless Power’s cheapest contract under a year here is PTC 3 Month - Postpaid (3 months), about $1,238 for a typical home if its price held for 12 months, which it doesn’t promise to.
Every plan in Corpus Christi, Laredo and the Rio Grande Valley, ranked · What counts as a good rate
AEP Texas North delivery area · 5 Payless Power plans among the 268 we rank here · delivery $3.24 a month plus 5.5751¢ per kWh, included.
| Home | Cheapest Payless Power plan | Real price | Per year | Rank |
|---|---|---|---|---|
Apartment or small home 500 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 14.4¢ | 14.4¢ | $866 | #65 of 211 +$201 vs Energy Texas |
Typical home 1,000 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 14.1¢ | 14.1¢ | $1,692 | #70 of 211 +$348 vs AP Gas & Electric |
Large home 2,000 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 13.9¢ | 13.9¢ | $3,345 | #76 of 211 +$696 vs AP Gas & Electric |
Short contracts, ranked apart. Payless Power’s cheapest contract under a year here is PTC 3 Month - Postpaid (3 months), about $1,236 for a typical home if its price held for 12 months, which it doesn’t promise to.
Every plan in Abilene and San Angelo, ranked · What counts as a good rate
TNMP delivery area · 5 Payless Power plans among the 265 we rank here · delivery $7.56 a month plus 7.771¢ per kWh, included.
| Home | Cheapest Payless Power plan | Real price | Per year | Rank |
|---|---|---|---|---|
Apartment or small home 500 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 17.1¢ | 17.1¢ | $1,025 | #69 of 208 +$285 vs Express Energy |
Typical home 1,000 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 16.3¢ | 16.3¢ | $1,959 | #70 of 208 +$570 vs Express Energy |
Large home 2,000 kWh a month | PTC 12 Month - Postpaid 12 mo · Flat rate · advertised 15.9¢ | 15.9¢ | $3,828 | #79 of 208 +$1,140 vs Express Energy |
Short contracts, ranked apart. Payless Power’s cheapest contract under a year here is PTC 3 Month - Postpaid (3 months), about $1,515 for a typical home if its price held for 12 months, which it doesn’t promise to.
Every plan in League City, Texas City and other TNMP towns, ranked · What counts as a good rate
Estimates, as of November 2026. We simulate 12 monthly bills for each of the 483 plans we track from 47 providers, using each plan’s Electricity Facts Label and Oncor’s published delivery charges, on the three usage profiles above. Taxes and fees that aren’t on the EFL are left out, so real bills run a little higher for every plan alike. Listed but not ranked: 35 time-of-use plans ("free nights" and the like), priced by the time of day or week, which a monthly bill doesn't show; and 30 variable-rate plans, with a price that can change every month, so a year ahead can't be priced from today's rate. They’re on Plans we track with their labels. Prices change; check the EFL before enrolling.
Energy charge, base charge, credits and cancellation fee, as printed on each plan’s Electricity Facts Label, which is linked from every plan.
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It depends on the plan and on how much you use. For a typical home using about 1,000 kWh a month, as of November 2026: In Dallas–Fort Worth, its cheapest plan for that home is PTC 12 Month - Postpaid, about $1,797 for the year (15.0¢ per kWh all-in), which ranks #131 of the 388 plans we track: $352 a year more than the cheapest plan there, True Value 12 from True Power. In Houston, its cheapest plan for that home is PTC 12 Month - Postpaid, about $1,767 for the year (14.7¢ per kWh all-in), which ranks #76 of the 218 plans we track: $346 a year more than the cheapest plan there, Octo Simple 12 from Octopus Energy. In Corpus Christi, Laredo and the Rio Grande Valley, its cheapest plan for that home is PTC 12 Month - Postpaid, about $1,670 for the year (13.9¢ per kWh all-in), which ranks #72 of the 205 plans we track: $344 a year more than the cheapest plan there, No Bull 12 from Energy Texas. The other 2 areas are on this page. Price Payless Power's plans on your own 12 months before choosing, because the order changes with the shape of your usage.
No. All 29 Payless Power plans we track are priced without a bill credit, so the advertised price holds up better across the year than a bill-credit plan's would. Delivery charges, a base charge if there is one, and tiers can still move the real price, which is why we price every plan on 12 months of usage.
Payless Power's fixed-rate plans charge between $49.00 and $299.00 to leave before the contract ends, depending on the plan. The exact fee is on each plan's Electricity Facts Label, linked from every plan on this page. Under Texas rules you owe no fee if you switch in the last 14 days of a fixed-term contract, or if you move and give the provider proof of the move.
Payless Power sells plans in 5 parts of the Texas choice market: Dallas–Fort Worth (Oncor's delivery area, including Dallas, Fort Worth, Arlington); Houston (CenterPoint Energy's delivery area, including Houston, Katy, Sugar Land); Corpus Christi, Laredo and the Rio Grande Valley (AEP Texas Central's delivery area, including Corpus Christi, Laredo, McAllen); Abilene and San Angelo (AEP Texas North's delivery area, including Abilene, San Angelo); League City, Texas City and other TNMP towns (TNMP's delivery area, including Lewisville, League City, Friendswood). The delivery utility, not the provider, owns the wires where you live, and every provider's plans in an area pay it the same delivery charge.
No. Payless Power doesn't pay us, and neither does any other provider. We track and price every plan the same way.
Every plan from every provider, priced the same way, for the cities in each area.